Over-the-phone credit and financial counseling. Reverse mortgage counseling and pre-purchase housing counseling, delinquent mortgage counseling. Bankruptcy and education courses. Contact  through the Message Center by logging into the MyGreenPath portal: myportal.greenpath.com

Home Preservation Program: Wild River’s Critical Home Repair Program helps homeowners with low to moderate incomes to get the repairs and improvements they need.  Applications are accepted on a rolling basis. The program is designed for homeowners who have experienced a life change and as a result, may find themselves unable to maintain, add or repair critical aspects of their homes. The program provides critical home repairs to prevent low-income households from being displaced from their homes and to protect the affordable housing stock in our service area. Some home repair work includes accessibility modifications (ramps), weatherization, energy efficiency, critical repairs, and exterior repair services to revitalize neighborhoods. The program does not address basic painting, replacing carpet or flooring unless for safety or accessibility reasons, window replacement unless rotted, cosmetic repairs or renovation.

Energy Efficiency Program – have a NEST thermostat installed.
Homeownership. Wild Rivers partners with low-income households in need and with the ability to repay a zero to low-interest mortgage to build safe, affordable housing. Now accepting applications.

Mortgage and Rent Assistance: Wild Rivers Habitat for Humanity, Inc. can provide up to $1,000 to renters and homeowners impacted by COVID-19. This has been made possible through a grant from the St. Croix Valley Foundation. Eligible applicants will need to have been directly affected by COVID-19 through a reduction in work hours or loss of employment.

Help with down-payment for first-time home buyers with disabilities.

Provides low-interest loans for all income-eligible persons age 18+ and grants for persons age 62 and older for home weatherization and modifications. You must own your home.

Provides financial assistance with heating bills, furnace tuning & replacement, and weatherization for income-eligible households, a Homeless Intervention Program that provides rent assistance to families and individuals experiencing homelessness and a Housing Stability Program that helps with eviction prevention efforts, budgeting assistance, connections to community and agency resources/programs and one-on-one planning, coaching and financial education, and the housing listed below:

• Barron: Sunrise Meadows I, Sunrise Meadows II
• Rice Lake: Cedar Meadows

Property Tax Deferral Loan Program, must be 65+. Contact for an application.

Mortgage, rent, critical home repair, property tax, internet and phone help.